:root{
 --ink:#172033;--muted:#5c6678;--paper:#f8fafc;--card:#fff;--line:#dfe5ec;
 --green:#166534;--green2:#0f766e;--soft:#eaf7ee;--blue:#eff6ff;--warm:#fff7ed;
 --shadow:0 12px 34px rgba(23,32,51,.07)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}
a{color:var(--green);text-underline-offset:3px}header{position:sticky;top:0;z-index:40;background:rgba(248,250,252,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.wrap{max-width:1180px;margin:auto;padding:0 22px}.nav{min-height:72px;display:flex;align-items:center;gap:22px}.brand{font-size:1.45rem;font-weight:900;color:var(--ink);text-decoration:none;letter-spacing:-.04em}.brand b{color:var(--green)}
nav{display:flex;gap:16px;margin-left:auto;align-items:center}nav>a:not(.navcta){text-decoration:none;color:var(--ink);font-size:.91rem}.navcta{background:var(--green);color:#fff;text-decoration:none;font-weight:800;padding:10px 14px;border-radius:9px;white-space:nowrap}
.hero{padding:78px 0 58px;background:linear-gradient(145deg,var(--soft),#fff 58%,var(--blue))}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:850;color:var(--green)}
h1{font-size:clamp(2.45rem,6vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:.18em 0 .28em;max-width:930px}
h2{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.17;letter-spacing:-.035em;margin:1.7em 0 .55em}h3{line-height:1.25;margin-top:1.35em}
.lede{font-size:1.18rem;max-width:790px;color:var(--muted)}.btn{display:inline-block;background:var(--green);color:#fff;text-decoration:none;font-weight:850;padding:13px 18px;border-radius:10px;margin:8px 8px 8px 0}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}
main{padding:38px 0 78px}.content-shell{display:grid;grid-template-columns:minmax(0,790px) 290px;gap:42px;align-items:start}.article{min-width:0}.sidebar{position:sticky;top:95px}
.sidebox,.card,.note,.cta{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:21px;box-shadow:var(--shadow)}.sidebox{margin-bottom:18px}.sidebox h3{margin-top:0}.sidebox p,.card p{color:var(--muted);font-size:.96rem}.sidebox ul{padding-left:18px;margin-bottom:0}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card h3{margin-top:0}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:26px}.breadcrumbs a{color:var(--muted)}
.article p,.article li{font-size:1.04rem}.note{background:var(--warm);border-color:#fed7aa;box-shadow:none;margin:24px 0}.cta{background:var(--soft);border-color:#b8ddc4;box-shadow:none;margin:30px 0}.cta strong{font-size:1.08rem}
table{width:100%;border-collapse:collapse;background:#fff;margin:22px 0;font-size:.94rem}th,td{border:1px solid var(--line);padding:11px;text-align:left;vertical-align:top}th{background:#f1f5f9}
footer{border-top:1px solid var(--line);padding:34px 0;color:var(--muted);font-size:.9rem}.disclosure{font-size:.87rem}.tag{display:inline-block;background:var(--soft);color:var(--green);font-weight:750;padding:4px 9px;border-radius:999px;font-size:.78rem;margin-right:5px}
@media(max-width:980px){.content-shell{grid-template-columns:1fr}.sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:16px}.sidebox{margin:0}}
@media(max-width:820px){.nav{padding:13px 0;align-items:flex-start;flex-wrap:wrap}.brand{width:100%}nav{margin:0;gap:10px;flex-wrap:wrap}nav>a:not(.navcta){font-size:.86rem}.grid,.sidebar{grid-template-columns:1fr}.hero{padding:50px 0 36px}h1{font-size:2.65rem}.navcta{padding:8px 11px}}